MORTGAGES FOR DOCTORS OR CONSULTANTS

"IF WE CAN'T HELP, IT'S NOT POSSIBLE"-

"IF WE CAN'T HELP, IT'S NOT POSSIBLE"-

"IF WE CAN'T HELP, IT'S NOT POSSIBLE"-

"IF WE CAN'T HELP, IT'S NOT POSSIBLE"-

Getting a mortgage as a Doctor or Consultant

Applying for a mortgage is rarely good for your blood pressure. But when you’re a doctor or medical professional, things can be even more stressful.

It may be the case you have complex income as you have made the move from employed to self-employed, or you've a history of short term contracts; you could even be contracting for the first time. As experts in complex mortgages, we can even find a solution for medical consultants who come from abroad and may be working on a non-permanent visas.

Regardless of your circumstances, we have vast experience with finding mortgages for doctors and other medical professionals.

Why not then pick the phone up and call 0121 4000 052 to speak to one of our foster care mortgage specialists who will be happy to talk you through each step of the process?

If we can’t help it’s not possible.

CALL US NOW 0121 4000 052
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Lend up to 6x Income

We have a vast experience in helping doctors, consultants and other medical professionals to secure mortgages of up to 6 x income.

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Combine NHS & Self Employed Incomes

If you are like many medical professionals, you'll most likely have a combination of NHS Income and Private / Self-Employed Income. We're able to combine these income streams to create a lending profile.

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Juniors, Locums & New Consultants

If you are a junior doctor, locum doctor, or newly qualified consultant, we will be able to help you gain access to exclusive rates that are specifically crafted to medical professionals.

DOCTOR MORTGAGE FAQs

If you are a doctor or medical professional, we can assist you in obtaining a mortgage based on your income, no matter how complex. Let us help you secure a suitable mortgage to give you the peace of mind you deserve.

How can AMS help me as a doctor?

We have access to lenders who offer preferential terms and mortgages for Doctors cutting out your research time. Speak to us now!

I'm self-employed, can you still help?

If you are a self-employed Doctor, many lenders will want to see you have declared two years tax returns. Sometimes this can be a challenge. But with AMS, we have access to lenders who will accept less than 12 months of income history.

Can you help me as a Junior Doctor?

Simple Answer – Yes – speak to one of qualified brokers today to get access to rates exclusive to the medical industry.

Newly qualified doctor but haven’t started yet?

That is no problem. We can still help you, even if you haven’t started your role yet, as long as you have a contract with a start date that will be enough for us to explore the market for you.

What if I'm on a temporary contract?

We can consider as we have lenders that will look at your employment history and the length of your contract.

I am a Locum Doctor, can you help?

Even if your income varies lenders will take into consideration your time as a Locum Doctor and your track record.

Can you use my full band pay?

The Simple answer is yes! We have access to lenders that would use your future band pay rather than your current salary increasing your borrowing options.

MORTGAGE CALCULATOR

HOW MUCH CAN YOU BORROW?

As a guide, you could potentially borrow around:

The figure above is calculated based around current lender criteria and may not be representative of the actual figure you may be able to borrow.

Want to find out more? Call 0121 4000 052

"IF WE CAN'T HELP, IT'S NOT POSSIBLE"

TALK TO THE MORTGAGE EXPERTS

WHY YOU SHOULD CHOOSE AMS

We’ve helped many people across the UK secure mortgages, whether they are a foster carer, contractor or someone who has been refused on the high street.

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"IF WE CAN’T HELP
IT’S NOT POSSIBLE"

We have expert brokers on hand to help you every step of the way, you will find that if we cant help at ams: then generally it’s not possible!

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WE’RE NOT JUST GOOD,
WE’RE AMAZING

With hundreds of independently verified 5 star reviews, we pride ourselves on our service.

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WHOLE OF MARKET
MORTGAGE BROKERS

We have complete access to the entire market, giving you access to every current deal available. Including those from specialist
lenders.

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ACCESS TO EXCLUSIVE
MORTGAGE RATES

We have access to exclusive mortgage rates that you won’t find at mainstream and high street banks

WE’RE NOT JUST GOOD, WE’RE AMAZING!

Read what our clients say about our service

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