ABOUT AMS

“IF WE CAN’T HELP, IT’S NOT POSSIBLE”-

“IF WE CAN’T HELP, IT’S NOT POSSIBLE”-

“IF WE CAN’T HELP, IT’S NOT POSSIBLE”-

“IF WE CAN’T HELP, IT’S NOT POSSIBLE”-

With in depth knowledge of the UK Financial Services Industry, Access Mortgage Solutions are dedicated professionals providing mortgages and loan advice across the whole market place.

We are fully regulated by the Financial Conduct Authority and you can have confidence knowing every ams advisor carries the required CeMAP or MAQ Financial Qualification.

ams: (Access Mortgage Solutions) are authorised and regulated by the Financial Conduct Authority.

Access Mortgage Solutions is a Trading Name of ams: (Access Mortgage Solutions) Limited which is entered on the Financial Services Register https://register.fca.org.uk/ under reference 602409

Our brokers will find the best mortgage/loan to meet your needs, we ask what’s important to you and give clear concise information to provide you with a shortlist of the very best deals to choose from.

Furthermore a team of dedicated case managers will follow the progress of your case from start to finish keeping you informed along the way, saving you time, trouble and money.

Complaints – A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567

CALL US NOW 0121 321 3100
svg+xml;charset=utf

WHAT WE DO BEST

Refused

Declined by the bank?

Bad Credit

A history of bad credit?

Foster

Mortgages for foster carers

Self-Employed

Your mortgage doesn't have to be complex

Contractor

Taking the pain out of your application
CALL US NOW 0121 321 3100

MORTGAGE CALCULATOR

HOW MUCH CAN YOU BORROW?

As a guide, you could potentially borrow around:

The figure above is calculated based around current lender criteria and may not be representative of the actual figure you may be able to borrow.

Want to find out more? Call 0121 4000 052

WHY YOU SHOULD CHOOSE AMS

We’ve helped many people across the UK secure mortgages, whether they are a foster carer, contractor or someone who has been refused on the high street.

svg+xml;charset=utf
“IF WE CAN’T HELP
IT’S NOT POSSIBLE”

We have expert brokers on hand to help you every step of the way, you will find that if we cant help at ams: then generally it’s not possible!

svg+xml;charset=utf
WE’RE NOT JUST GOOD, WE’RE AMAZING – JUST LOOK AT OUR TRUSTPILOT REVIEWS

With hundreds of independently verified 5 star reviews, we pride ourselves on our service.

svg+xml;charset=utf
WHOLE OF MARKET
MORTGAGE BROKERS

We have complete access to the entire market, giving you access to every current deal available. Including those from specialist
lenders.

svg+xml;charset=utf
ACCESS TO EXCLUSIVE
MORTGAGE RATES

We have access to exclusive mortgage rates that you won’t find at mainstream and high street banks

“IF WE CAN’T HELP, IT’S NOT POSSIBLE”

TALK TO THE MORTGAGE EXPERTS

WE’RE NOT JUST GOOD, WE’RE AMAZING!

Read what our clients say about our service

Trustpilot

LENDERS

ams: have direct underwriter relationships with whole of market access, so we can often get a mortgage secured for you even if you have been refused in the past!

svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf
svg+xml;charset=utf

LENDERS

ams: have direct underwriter relationships with whole of market access, so we can often get a mortgage secured for you even if you have been refused in the past!

svg+xml;charset=utf

MORTGAGE HELP & ADVICE

What Mortgage Advice Quality Reviews Should ShowUncategorized
November 8, 2026

What Mortgage Advice Quality Reviews Should Show

Mortgage advice quality reviews reveal more than star ratings. Learn how to spot specialist expertise, clear advice and real support for complex cases.
Love0
Calculate Contractor Mortgage Affordability ProperlyUncategorized
November 6, 2026

Calculate Contractor Mortgage Affordability Properly

Learn how lenders calculate contractor mortgage affordability, which income evidence counts, and how to strengthen your application before you apply now.
Love0
Do Defaults Affect Mortgage Approval in the UK?Uncategorized
November 4, 2026

Do Defaults Affect Mortgage Approval in the UK?

Do defaults affect mortgage approval? Learn how lenders assess settled and unpaid defaults, what improves your options, and when specialist advice help.
Love0
SEE ALL ARTICLES

GET IN TOUCH 

Before you supply any personal details to us via the contact us page on this website please read our customer privacy notice document. This notice sets out how we will process your personal data in line with the General Data Protection Regulations.

Once you have read the customer privacy notice, please tick to confirm that you have read it and that you agree to AMS Mortgages processing your personal information for the purpose of contacting you. We will not use the details you provide us in the contact page to market to you.