"We've got the keys! We are so grateful to you - you've been brilliant. Your service was worth every penny and made the whole mortgage process hassle free. You've managed to keep on top of everything, as our requirements changed, and we were never made to feel like anything was a problem. When everything threatened to fall apart at the end, you smoothed everything out. It would have been so much more stressful without you."

Mr & Mrs Bassindale, ISLE OF WIGHT

"I would just like to take this opportunity to thank you and everyone at AMS, especially David, for the hard work you put in for me and my family. We have been able to secure a lovely family home with all of your help."

Mr Keer-Roe

"I want to thank you for all your hard work in helping with our getting our mortgage. Your company have done a very good job. This is the second time I have used your company and I was not disappointed in any way, I will certainly recommend you to my friends."

Mr & Mrs Anthony Douglas

"I liked the fact I was not harassed after our 1st contact as I was being with all the other mortgage companies."

Miss Webb, WALSALL

"Very good service and very good information during the process."

Mr Fauvel & Miss Rusyte, ILFRACOMBE

"Very efficient and knowledgeable people."

Mr & Mrs Furniss, ROMILEY

"Efficient , friendly and prompt. An exceptional service, so easy. With my thanks and appreciation. P.S please do use my comments on your website. I would recommend you first to any-one."

Ms Lea, BATH

Welcome to Your 1 HOUR Mortgage Provider

We understand how difficult it can be to get a mortgage in the current financial climate, especially since self cert mortgages were effectively removed from the market. If you are self employed we are able to offer alternatives to assist those struggling and without the required 3 years accounts. We specialise in mortgages first time buyers, home movers, the self employed, those declined due to bad credit, remortgages and capital raising – we can still help because we deal with all of the UK lenders.

Although self cert mortgages have effectively been removed from the market we can still help you get a good deal on your mortgage if you are self employed. Self cert mortgages were typically available to people who were unable to verify their income. Following changes to the law this product is no longer available from any UK financial provider. However, at ams: we are able to offer a number of excellent alternatives.

Whatever your circumstances, whether you’re a first time buyer, self-employed or if you have a poor credit rating, we aim to get a mortgage decision to you in just 1 hour. What’s more we will handle your application for you from start to finish allocating a dedicated case manager who will liaise with you every step of the way.

ams: are truly Independent Advisors.

We work on your behalf, not the lenders, to select the very best deal to suit you, chosen from the thousands of deals on offer from every lender in the Country. If you need the new equivalent of self cert mortgages, have a poor credit rating or you’re looking to remortgage we can help.

Get in touch with our expert team who can offer the new alternatives to self cert mortgages, poor credit mortgages and remortgages, by calling: 0121 321 3100 Or, if you would prefer, you can fill out our online form here.

Think carefully before securing any debt against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The actual rate will depend on your circumstances. Ask for a personalised illustration. The overall cost for comparison is 3.97% APR. An arrangement fee will be levied between £495- £2495 on completion depending on circumstances.

As Independent Mortgage Brokers we provide you with the option to pay our total fees yourself and we will pass on to you any commission we receive. In this instance our fee for arranging this mortgage will not exceed £2000 or 2% of the loan whichever is the greater.