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Building Contractor / CIS Mortgages

Are you a building contractor that is struggling to get a mortgage? Have you been told you can’t get a mortgage because you don’t have accounts for the last three years?

Do I require accounts if I work under the CIS / Builders scheme?

We DO NOT require accounts to secure a mortgage for you.

What's required if I work under the CIS scheme to prove my income?

If are working under the CIS Scheme (Construction Industry Scheme) where 20% tax is deducted at source and you have been doing this for 6 plus months then we require the gross total of the amount earned over the first six months.

What deposit is required to secure a mortgage on this scheme?

The minimum deposit our lenders will consider is 5%

Want to get started?

Choosing the right mortgage for you can be really tricky. At ams: our expert advisers guide you through the process. Simply, efficiently and professionally.

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0121 4000 052

As a guide, you could potentially borrow around:

The figure above is calculated based around current lender criteria and may not be representative of the actual figure you may be able to borrow.

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