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Building Contractor / CIS Mortgages

Are you a building contractor that is struggling to get a mortgage? Have you been told you can’t get a mortgage because you don’t have accounts for the last three years?

Do I require accounts if I work under the CIS / Builders scheme?

We DO NOT require accounts to secure a mortgage for you.

What's required if I work under the CIS scheme to prove my income?

If are working under the CIS Scheme (Construction Industry Scheme) where 20{f3e6733233b70b8da8509d0af294c4ca7fb8b7488135760b99cf9baca8bf684d} tax is deducted at source and you have been doing this for 6 plus months then we require the gross total of the amount earned over the first six months.

What deposit is required to secure a mortgage on this scheme?

The minimum deposit our lenders will consider is 5{f3e6733233b70b8da8509d0af294c4ca7fb8b7488135760b99cf9baca8bf684d}

Want to get started?

Choosing the right mortgage for you can be really tricky. At ams: our expert advisers guide you through the process. Simply, efficiently and professionally.

Call now to speak with a mortgage advisor

0121 4000 052

As a guide, you could potentially borrow around:

The figure above is calculated based around current lender criteria and may not be representative of the actual figure you may be able to borrow.

Want to find out more? Call 0121 285 8208 or Email Us

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