Mr B came to us as a contractor enquiry but the contract income alone couldn’t support the loan he requested. Mrs B was also self-employed and paid her salary into the Same Ltd Company as Mr B. The total salary and dividends taken from the limited company were also too low to secure the loan they required. 

We managed to secure the loan using the Limited company profits before tax and the director salaries. Not all contractors require a contractor mortgage, we always think outside the box.

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