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The Government have been making changes over the past few years to make mortgages more affordable for those in more vulnerable positions. This includes those looking for contractor mortgages, who, after the end of Self Certification Mortgages were finding it difficult to find lenders who...
Proving your income when you’re self-employed and looking to get a mortgage can be a lot of hassle. It’s an unfortunate fact that there is no single way to do this in the sense that different lenders will ask for different methods to prove your income. There are many...
If you have any loans or credit cards, missing any payments will often result in the lender serving a notice on your credit file. Receiving a CCJ on your credit file will unfortunately show up on your credit rating for up to 6 years, making...
You have decided that it’s time to get on the property ladder, thought about the type of property you want, maybe even started looking through the offerings on estate agent’s websites. Throughout, the cost implications will be on your mind and you will no doubt feel...
