fbpx

Speak to an advisor now

0121 4000 052

Mon - Fri 8am to 8pm | Sat 8am to 4pm | Sun 10am to 4pm

 

Guides

APR The Annual Percentage Rate - the total cost of the credit to a consumer, shown as an annual percentage of the total amount of credit. Base Rate This is the rate set by The Bank of England. Buildings Insurance Insurance cover which protects the holder against damage to the...

There are different ways you can choose to have some control over how much interest you pay. You can choose a fixed rate mortgage. This is where the initial interest rate is fixed at an agreed amount for a set period of time, commonly 1, 2,...

Call us on 0121 4000 052 to speak to an advisor who can discuss your circumstances and tailor advice to your own requirements. Your advisor has access to the whole mortgage market as well as dedicated underwriters who will consider your case in person – not...

Entering the world of mortgages can feel daunting, particularly if it’s your first time purchasing a property. However, after you have gotten to grips with the jargon, the process is far less intimidating. The main goal is to ascertain which type of mortgage will best...

A Additional borrowing – Sometimes called a further advance, this is when you increase your total mortgage amount and borrow more money against your property. Advance – The money you are lent to purchase your home Affordability check – A check carried out by the lender to determine how much you...