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Call us on 0121 4000 052 to speak to an advisor who can discuss your circumstances and tailor advice to your own requirements. Your advisor has access to the whole mortgage market as well as dedicated underwriters who will consider your case in person – not...

Entering the world of mortgages can feel daunting, particularly if it’s your first time purchasing a property. However, after you have gotten to grips with the jargon, the process is far less intimidating. The main goal is to ascertain which type of mortgage will best...

A Additional borrowing – Sometimes called a further advance, this is when you increase your total mortgage amount and borrow more money against your property. Advance – The money you are lent to purchase your home Affordability check – A check carried out by the lender to determine how much you...

The Government have been making changes over the past few years to make mortgages more affordable for those in more vulnerable positions. This includes those looking for contractor mortgages, who, after the end of Self Certification Mortgages were finding it difficult to find lenders who...

Proving your income when you’re self-employed and looking to get a mortgage can be a lot of hassle.  It’s an unfortunate fact that there is no single way to do this in the sense that different lenders will ask for different methods to prove your income.  There are many...