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Conveyancing Process (Buying) The following is a general guide to the conveyancing procedure when buying a property.   If you are in doubt about any specific issue you should consult your solicitor directly. Initial Stages Once you have told the solicitor that you wish to use their...

Help To Buy is a government initiative aimed at helping those who are struggling with getting a deposit together. There are certain criteria required to be eligible for a HTB mortgage. You will need to have saved at least 5% deposit The purchase price of...

Most of us only buy a house a few times through our lives and, no matter how many times, can still find it a bewildering experience, so for first time buyers it can be even more so. At AMS we can guide you through your experience...

Once your lender has received a satisfactory valuation and all the supporting documentation they will issue a formal, written offer of a loan (or Mortgage Offer). This document will be sent to your advisor, yourself and your solicitor and contains all the relevant information about your...

APR The Annual Percentage Rate - the total cost of the credit to a consumer, shown as an annual percentage of the total amount of credit. Base Rate This is the rate set by The Bank of England. Buildings Insurance Insurance cover which protects the holder against damage to the...

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