Self Certification Mortgages

Previously lenders have been cautious about offering mortgages to those who were self employed and so provided specialist mortgages known as self certification mortgages. Self cert mortgages were typically available to people who were unable to verify their income, as no proof was needed. All you needed to do was to declare your income rather than provide evidence with accounts and payslips. Although self cert mortgages have now effectively been removed from the UK market, you can still get good rates on your mortgage if you are self employed.

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