No Proof of Income?
Welcome To Your 2 HOUR Mortgage Provider
At AMS we understand that not everyone is able to prove their income. You may be self employed, or work on a contract basis, or have a variety of income sources such as benefits or other part time jobs.
To apply for a mortgage or remortgage in this instance you will need what is known as a ‘Self Certification Mortgage’, commonly referred to as a ‘self cert mortgage’. Instead of providing business accounts in the traditional way, you will instead sign a declaration to the lender confirming your income. The lender will then assess whether or not you can afford the loan amount you require based on your stated income.
AMS have worked on behalf of thousands of people to pick the best self certified mortgage deals on offer from every lender in the country. We aim to have a decision within two hours and will handle your application for you until it completes.
Even if you have CCJ's, Defaults, mortgage arrears or a poor credit history we can help.
Our advice is free and our quotes carry no obligation whatsoever.
Our advisors are available online, on the phone, or if it’s inconvenient we can call you back.
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Think carefully before securing any debt against your home. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. The actual rate will depend on your cirumstances. Ask for a personalised illustration. The overall cost for comparison is 3.97% APR. An arrangement fee of £1495 will be charged on completion depending on circumstances.
As Independent Mortgage Brokers we provide you with the option to pay our total fees yourself and we will pass on to you any commission we receive. In this instance our fee for arranging this mortgage will not exceed £2000 or 2% of the loan whichever is the greater.
