Poor Credit, CCJs & Default Mortgages
We work with specialised mortgage providers who offer solutions for people with poor credit histories. Speak to an ams: mortgage advisor today..
If you have a CCJ or default within the past 3 years then a minimum deposit between 10-15% will be required before any application can be made. If this option is viable for you please contact us right away.
We have lenders who will accept your application if you have: UP TO: 1 CCJ in the last 24 months to a maximum value of £1000 However we also have lenders to hand who will ignore CCJ's over 2 years old.
We have lenders who will accept your application if you have: UP TO: 2 default in the last 24 months to a maximum value of £1500 in 12 months If your default is over 2 years old we have lenders who will consider you straight away!
Do Not Despair!
Just because one lender declines your mortgage application it doesn't mean that another wont look to accept.
If you've been refused by a bank then your mortgage application will generally be assessed on an individual basis. We recommend you call AMS Mortgages and speak to one of our qualified advisor's who will go through your circumstances then provide you with the options available to you.