Mortage Declined / Refused By Lender

Mortgage Refused / Declined By Lender

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CCJ's

We have lenders who will accept your application if you have:

UP TO: 1 CCJ in the last 24 months to a maximum value of £1000

However we also have lenders to hand who will ignore CCJ's over 2 years old.

Defaults

We have lenders who will accept your application if you have:

UP TO: 2 default in the last 24 months to a maximum value of £1500 in 12 months

If your default is over 2 years old we have lenders who will consider you straight away!

Do Not Despair

Just because one lender declines your mortgage application it doesn't mean that another wont look to accept.

What Next?

If you've been refused by a bank then your mortgage application will generally be assessed on an individual basis. We recommend you call AMS Mortgages and speak to one of our qualified advisor's who will go through your circumstances then provide you with the options available to you.

Arrange a callback or complete our quick application form...

Or use our calculator to see how much you could borrow

See How Much You Can Borrow...

Enter your daily rate OR full year salary...